In addition, you cannot transfer points to other travel reward programs (without owning the Sapphire Preferred or Sapphire Reserve). But the Chase Freedom Unlimited® is one of the best options if you want to get money back. Each Chase Ultimate Rewards® point is usually worth 1 to 1.5 cents depending on the cards you have and what you buy with the points. Points may be worth even more if you transfer them to one of Chase`s travel partner programs. (For more information, see below.) An old proverb says, “Never pay in retail” Commercial portals are not only available at Chase, as airline and hotel loyalty programs also have their own portals. However, if you buy from large retailers with the Chase Shopping portal, you can earn between 1 and 25 bonus points per price spent depending on the retailer. There are over 250 retailers to choose from, it`s worth taking a look at the portal before buying online. Your store could be one of the participating resellers! If you own the Chase Freedom, you can get better results than 1.5% if you can earn more in one of the rotating categories. You can earn 5% cashback on certain categories of quarterly expenses.
Cardholders earn 1% on all other purchases. If you have linked one of the cashback credit cards to the Ultimate Rewards program (for example. B Chase Freedom, Chase Freedom Flex or Chase Freedom Unlimited), you cannot transfer points directly to your travel partners. You can bypass this restriction by first transferring points to a Chase travel card that allows transfers from travel partners. We explain how this is done in the next section titled “How to Earn More Points by Coupling Chase Ultimate Rewards Cards”. Singapore Krisflyer is also a transfer partner of the Chase Ultimate Rewards program, which makes me happy. Singapore Airlines is known for its first-class products and services. Some good routings from Singapore are: Another way to increase the value of each Chase point is to own two or more Chase credit cards that deserve Ultimate Reward points. This strategy allows you to earn the most points per purchase.
The base earning rate for all Chase credit cards is 1 point per $1 spent on purchases and rewards selected spending behaviors with bonus points. Card-to-card point transfers: Chase Ultimate Rewards® points from other Chase payment cards can be transferred to these three special cards to get the higher cashout rates. For example, if you have the Chase Freedom Flex℠, you can`t redeem for travel with the higher premium rate – only the usual 1 cents per point. But if you also have the Chase Sapphire® Card or Chase Sapphire reserve® you can transfer your Chase Freedom Flex points to one of these cards and redeem them for the higher value. To take full advantage of the card`s benefits, put all major purchases on Freedom Unlimited. If you`re not loyal to a particular airline or hotel chain, a general credit card payment program like Chase Ultimate Rewards can offer a relatively simple way to earn points, valuable travel replacement options, and all sorts of flexibility. Chase credit cards also offer great bonuses for new cardholders that can speed up your points stock. In addition to bonuses for travel, restaurants, and drug purchases, Chase Freedom Flex cardholders will receive 5% cashback in rotating bonus categories that they will be required to report each quarter (for a purchase of up to $1500 per quarter). Users also earn 1% cashback on other purchases. If you don`t mind putting a little more maintenance into your credit card, it can be a very lucrative merit rate. .